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What Does Collision Insurance Cover

What Does Collision Insurance Cover. Collision insurance pays for vehicle damage from most types of crashes, but may not collision coverage pays to repair your own car's damage when you hit another vehicle or an object such as a lamppost or fence. Collision and comprehensive cover many situations, but they do not cover everything.

Insurance Basics Collision And Comprehensive Friday Harbor Wa Safe Harbor Insurance
Insurance Basics Collision And Comprehensive Friday Harbor Wa Safe Harbor Insurance from getsafeharbor.com
What else does collision insurance cover? What does collision insurance cover? Collision coverage helps pay to repair or replace your vehicle if it's damaged or destroyed in an accident with another car or object. Collision insurance is a type of auto insurance that helps cover the cost of repairing or replacing your vehicle if you get into an accident. Collision insurance is different than liability coverage, which only covers expenses if another driver is at fault?and if that driver is carrying enough liability coverage to pay for your repairs.

Collision insurance is auto coverage that reimburses the insured for damage sustained to their personal automobile, due to the fault of the insured driver.

While collision insurance doesn't cover damage from these causes, comprehensive coverage often does. While collision insurance doesn't cover damage from these causes, comprehensive coverage often does. Collision covers damage to your vehicle when it collides with anything other than an animal, which is covered via comprehensive. If you run off the road and strike a tree, another vehicle, building, etc it is covered, less your deductible. Collision and comprehensive insurance are often sold together as a package deal, but they don't cover the same things. If you hit another car or an object such as a street sign or power pole your you do not have to pay the deductible.

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